VA ASSUMABLE LOAN - Lock in a Below-Market Rate! This move-in-ready 4-bedroom, 2.5-bath home in the highly sought-after Santa Maria at Alamo Ranch community offers a rare opportunity: an assumable VA loan, letting qualified buyers step into a significantly lower interest rate than today's market. Motivated seller! Sitting on a private greenbelt lot with no back neighbors, this 2,795 sq ft home backs up to peaceful green space for ultimate privacy. Recent upgrades give buyers total peace of mind: a brand-new HVAC system (just 4 months old), a roof that's only 3 years old, fresh new paint throughout, and brand-new carpet in every carpeted room - this home is truly turnkey. Inside, you'll find two spacious living areas, a dedicated media room, a game room, and a flexible bonus room perfect for entertaining or working from home. The open-concept kitchen features granite countertops, a large center island, stainless steel appliances, and a breakfast bar flowing seamlessly into the main living space. Step outside to a true backyard oasis built for relaxing and entertaining: a 6-person hot tub, a custom water feature, an oversized covered patio with a tiki hut, and two expansive decks (upper and lower) overlooking the private greenbelt setting. Whether it's morning coffee or weekend gatherings, this backyard delivers resort-style living at home. Located in the amenity-rich Santa Maria at Alamo Ranch community, this home is just minutes from the community pool, park/playground, jogging trails, and BBQ/basketball courts. You're also minutes from Alamo Ranch shopping and dining, SeaWorld, Six Flags Fiesta Texas, Lackland AFB, Medina Annex, Loop 1604, Highway 151, and downtown San Antonio. Don't miss this rare chance to own a beautifully updated San Antonio home with an assumable VA loan, a backyard built for entertaining, and zero rear neighbors - schedule your private showing today!